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Yearly Archives: 2009

Newsletter, Winter 2009

Click HERE for the PDF!

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Timothy Hutton and Holiday Quotes

Holiday Quote of the Day: “Cheers to a new year and another chance for us to get it right” – Oprah Winfrey. Keeping the Dream Alive: In efforts to be the first 43 year-old, 5 ‘9 Jewish guy to play in the NBA, I am having my left knee reconstructed tomorrow. I will be flat [...]

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Golf, Detroit, and Daryl Hannah

Love Quote of the Day: “Love and stoplights can be cruel.” – Ernie (Sesame Street) Don’t Believe Everything You Read: While people say newspapers are dead because news is now instant, my pet peeve is with the internet news not being up-to-date. On Friday the headline read ‘30yr fixed rates at all-time lows’ when in [...]

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The Thrill of Victory…

Money Quote of the Day: “If you want to feel rich, just count the things you have that money can’t buy.” – (source unknown) The Thrill of Victory… and the agony of defeat. Both of these can be experienced at Perl Mortgage’s 7th Annual Mini-Golf Tournament! This will be on Friday (December 4th) from 6:00 [...]

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Miracles are Everywhere…

Some people find religious symbols/signs in tortillas, puddles, or clouds. Yesterday I found something much better that moved me to tears: a Dorito (ranch flavor) shaped like Mr. Krabs from SpongeBob Squarepants. When I went to get my camera, my wife unintentionally picked it up and ate it. (24 hours later I’m still thinking about [...]

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Schwartz & Bernanke

What do I have in common with Fed Chief Ben Bernanke? Besides the fact that both of our heads scream for Rogaine, we both are doing our part to stimulate the economy. I just spent $312 at Banana Republic on winter clothes. Bernanke just spent another $45 billion buying mortgage bonds to help keep interest [...]

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Interest Rates and The Karate Kid

Life Quote of the Day: “Look at life through the windshield, not the rear-view mirror.” – Byrd Baggett Rates and Vets: I had to sit down my eight-year-old daughter – who was excited about getting school off for Veterinarian’s Day – and tell her it is really pronounced Veteran’s Day. This only brought more confusion [...]

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Danderson / Vlamis … and Schwartz!

Dan Danderson from Action News recently visited PERL Mortgage. Luckily, I was available to provide some helpful advice about FHA loans. Enjoy!

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Employment Reports and Paul McCartney

Interest Rates These remain low. A 30yr fixed is in the low 5s, ARM rates in the low 4s, my parking tickets for the year is 3, number of times I’ve thrown up this decade is 2, and number of good hair days this year remains at 1. Economists/my barber expect all of those numbers [...]

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Olympics and the FDIC

Life Quote of the Day “Dream as if you’ll live forever, live as if you’ll die today.” – James Dean. Interest Rates Remain low, but are up from last week. A 30 year fixed is at 5.0% and a 5 year ARM is at 4.25%. As usual, rates will vary based on equity in the [...]

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Equal Housing LenderPERL Mortgage is an Illinois residential mortgage licensee (MB0004358) and equal housing lender.

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