40 Winks

Sleep Quote of the Day: “Sleep is the best meditation.” – Dalai Lama

Wuss’up This Week: Today, tomorrow, and Friday all have reports coming out on employment. Friday’s is the biggest with the unemployment rate expected to be at 9.1% and payrolls predicted to be up by 25k. If these numbers come in better than expected it will move interest rates up. And where are rates at the moment?

Interest Rate Update: In some cases we’ve seen 30-yr fixed rates in the high 3s (for this you will need a TON of equity, high credit scores, and proof you’ve never watched Real Housewives of Orange County) and ARM rates about a point lower. So…what are you waiting for? It’s a beautiful time to buy or refinance your home because these rates won’t last forever. Reminder: For any loans over $220k I will waive all lender fees. This is a $1,295 savings!

Money Fact: If you have three quarters, four dimes, and four pennies, you will have the largest possible amount of coins you can hold without being able to make change for a dollar. You’ll also have enough to buy a third of a cup of Starbucks coffee.

Sleep Quote of the Day 2: “I’m not slutty at all. I’ve only slept with four people. And that was a weird night.” – Amy Schumer (comedian)

Timeout for Trivia: Congrats to those who guessed Janeane Garofalo last week. Want to be entered into a drawing to win a box of Aunt Jemima pancakes? Simply email me the answer to this week’s “Who Am I?” question. Good luck: “In two days I turn 60. If I want to date a younger girl don’t call me a cougar. If I sell my music to a car manufacturer for their advertising, don’t call me a sellout. And don’t call me feminine either. I’m all man, even if I want to live in a home painted in girl colors.”

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