A Toast to Rock n’ Rolling Rates

Toast Quote of the Day: “There is nothing more depressing than toast that no one eats.” – Peter Hedges, What’s Eating Gilbert Grape

I thought this Prince costume was great but scroll down to the girl dressed as Hall & Oats – absolutely brilliant!

Wuss’up This Week: Every day economic reports are released that can sway interest rates in either direction. This week it’s all about jobs starting with today’s ADP Employment Report, tomorrow’s Jobless Claims, and Friday’s biggie Employment Numbers for October. If The numbers are bad you can expect rates to possibly trend down, and just the opposite if these numbers come in higher than expectations. Where are rates you ask?

Interest rates remain beautiful, Mortgage Fans! A 30-year fixed rate is in the mid-3s, and ARM rates about a half a point lower. As usual rates will vary based on credit score, type of home, equity in the home, and if ghosts live in the home.

Don’t forget to remember: Any purchase or refinance loan over $240k I will waive ALL lender fees – a $1,050 savings! Grab yourself a cup of instant karma and pass this info onto any friends, family, coworkers, or trick-shot artists that can use this gift.

Toast Quote of the Day 2: “If ‘Guns don’t kill people, people kill people’ does that mean toasters don’t toast toast, toast toast toast?” – @Evil_Dumbledore

Timeout for Trivia: Congrats to those who last week guessed Seth MacFarlane. Want to be entered into a drawing to win Grandma Baby Costumes? Just email me the answer to this week’s Who Am I? question. Good luck: “It was on this day in 2006 I divorced from my wife due to irreconcilable differences. I guess that’s what happens when you’re a musician and you marry someone 25 years younger than you. Musically I’ve worn a couple different faces – the first half of my career as a rock ‘n roller, the second half singing tunes your parents would like listening to. The writer of this blog prefers the first half of my career which included one of the greatest rock songs of all time about a one –night stand with a sweet-smelling girl), as well as a Cat Stevens remake in ’77 that Sheryl Crow covered in ’03.”

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