Age, Rates, and Nudity

Age Quote of the Day: “Those who love deeply never grow old; they may die of old age, but they never die young.” – Ben Franklin

This Week in Economic History: It was on November 12th, 1946 the nation’s first drive-thru bank was introduced. This invention was the idea of the Exchange National Bank of Chicago which started out having 10 drive-thru windows. (*tellers did not ask people making deposits if they wanted to super-size them.)

Wuss’up This Week: Every day reports about our economy are released into the wild, and those reports can sway interest rates in either direction. Today we’ve got a 10-year Note Auction (these make great holiday gifts!), tomorrow Jobless Claims, and on Friday the Consumer Sentiment Report. Keep in mind that if these reports show positive numbers for the economy rates will trend up, and vice-versa if the numbers come in weaker than expected.

Interest rates remain flat. A 30-year fixed can be found in the high-3s/low-4s, with ARM rates about a half a point lower. As usual rates will vary based on credit score,  type of home, equity in the home, and if the home has secret floors.

Don’t Forget to Remember: Any purchase or refinance loan over $240k I will waive HALF the lender fees – an $895 savings! Grab yourself a cup of instant karma and pass this info onto any friends, family, coworkers, or people that like eating naked at restaurants that can use this gift.

Age Quote of the Day 2: “So I’ve been chatting with this 13 year-old girl online. Now she tells me she’s an undercover cop. How cool is that for someone her age? – @Annoyedguy2

Timeout for Trivia: Congrats to those who last week guessed Jenny McCarthy. Want to be entered into a drawing to win a Chinese Take-Out Box Cookie Jar? Simply email me the answer to this week’s Who Am I? question. Good luck: “My name is Ella Marija Lani Yelick-O’Connor and yesterday was my birthday. How young am I, you ask? There was a time in my life that I became the youngest solo artist to achieve a number-one single since Tiffany’s 1987 hit I Think We’re Alone Now. I got that idea for the single by seeing a picture of former Kansas City star George Brett signing baseballs, but really the song was about the luxury of pop musicians. After that single hit people started calling me a rock god which maybe makes sense because if you look at my name you would think people would pray to me.”

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