Back To School!

Coffee Quote of the Day: “A yawn is a silent scream for coffee.” – Author Unknown

So… I usually write these blogs on Monday mornings and then give to my marketing team to send out on Wednesday. However, the holiday threw me off and now I feel like I’m back in school cramming to turn in a paper before class starts. (read: crappy blog today with no links)

Today in Economic History: It was on this day back in 1934 that the Securities Exchange Act was signed. President Roosevelt signed the act which was designed to set up rules and regulations on the notoriously corrupt New York Stock Exchange that caused the 1929 crash. This legislation also led to the SEC which was responsible for monitoring the nation’s brokerage houses and investment banks. Thank the Lord this was set up because it ended Wall Street’s greed and corruption forever! (yep, I love the smell of sarcasm in the morning)

Three things you need to know this week about mortgages: First, rates have been consistently boring this year. A 30yr fixed remains in the mid-to-upper 3s with ARM rates a half a point lower. Second, rates will vary based on type of home, equity in the home, and credit score. Third, Any purchase or refinance loan over $240k I will waive all lender fees – a $1,050 savings! Be sure to tell your friends, family, coworkers, and co-slackers.

Coffee Quote of the Day 2: “How do Australians ask their friends to pass the Coffee Mate?” – @sammyrhodes

Timeout for Trivia: Congrats to those who last week guessed Helen Hunt. Want to be entered into a drawing to win a Pop-Tarts iPhone Case? Simply email me the answer to this week’s Who Am I? question. Good luck:

“My movie hit number one at the box office on this day back in 2007 – which is the same year FHM put me on their ‘100 Sexiest Women in the World’ list. I didn’t complain about that list being sexist but I did complain about the movie being sexist saying it, ‘paints the women as humorless and uptight, and paints the men as loveable, goofy, fun-loving guys.’ Whatever… I didn’t meant to knock it. I like making romantic comedies which is the exact opposite of my TV series where people die all the time. (bonus hint about that show: my favorite color is in the title).”

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