Black Wednesday, White Albums, and a $1,050 Gift!

Stocking Quote of the Day: “The one thing women don’t want to find in their stockings on Christmas morning is their husband.” – Joan Rivers

As we approach the end of the year I think looking at your life in weeks is a great practice for next year.

Wuss’up this Week: Slow week for reports but lots can happen. There’s a 85% chance the Fed will raise rates today at 1:00 CST. Tomorrow we have Jobless Claims report, and Friday…not much happening on Friday. Feel free to start your travels if you are visiting friends or family this holiday season. Just don’t plan on flying near these 11 places.

Like you, the reader of this blog, rates are also still beautiful. A 30-year fixed loan remains in the high-3s/low-4s with ARM rates about .50% lower. As usual rates will vary based on type of home, equity in the home, your credit score, and if you’re a fan of The White Album.

Don’t forget to remember: Any purchase or refinance loan over $240k I will waive all lender fees – a savings of $1,050! Grab yourself a cup of instant karma and pass this blog onto any friends, family, coworkers, or if you own a grumpy holiday pet that can use this gift.

Stocking Quote of the Day 2: “A severed foot is the ultimate stocking stuffer.” – Mitch Hedberg

Timeout for Trivia: Congrats to those who guessed Beethoven last week. Want to be entered into a drawing to win a Melting Reindeer Candle? Simply email me the answer to this week’s Who Am I? question. Good luck: “In a couple days I turn 52 which doesn’t bother me – age is just a number. Speaking of numbers I have a good handful of movies I starred in where numbers appear in the title (13, 12, 12, 12, 7, 7, 11, and 8). And just to be clear those are from movie titles, not the ages of my children.”

This will be my last blog of 2015. I want to thank ALL of you who read this, participate in the trivia, send me referrals, and make me laugh. Wishing everyone health, happiness, peace, and love in 2016.

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