Exploding Paint, Rates, and Work

Work Quote of the Day: You can’t have a million-dollar dream with a minimum wage work ethic.” – Author Unknown

Today in Economic History: It was on this day back in 1877 that Cornelius Vanderbilt – a leader in the shipping industry – died with an estimated worth of $100 million – which at the time made him the richest man in the US. (*side note: my estimated worth is $100 million less than Vanderbilt’s)

Wuss’up This Week: Reports about the health of our economy are released daily, and these reports can sway interest rates in either direction. Today we’ve got the Fed releasing minutes from their last meeting, tomorrow ADP Employment Report, and Friday’s biggie the Employment Numbers from December. Anything positive for the economy will drive rates up, and anything negative can help them drift back down. Where the heck rates are now, you ask?

30-year fixed rates remain around 4.0% with ARM rates about a half a point lower. As usual, rates will vary based on type of home, equity in the home, credit score, and if you know something or someone turning 25 

Don’t Forget to Remember: Any purchase or refinance loan over $240k I will waive ALL lender fees – a $1,050 savings! Grab yourself a cup of instant karma and tell any friends, family, coworkers, or anyone fascinated by slow-motion exploding paint cans that can use this gift.

Work Quote of the Day 2: Some folks say if you go into a Halloween store late at night you can see the ghosts of the Blockbuster employees who used to work there.” – @ChaseMit

Timeout for Trivia:  Congrats to those who guessed Jonah Hill on the last blog. Want to be entered into a drawing to win a KFC Fried Chicken Scented Candle? Simply email me the answer to this week’s question. Good luck: “The saying ‘what goes on in Vegas stays in Vegas’ must be true because my short marriage started and ended there on this day in 2004. I’m high-profile which made it even worse; I wish I was like my younger sister who stays more under the radar than me (not including her pregnancy when she was the star of a TV high school show. FYI – funny how we both got mainstream  by playing high school students, although mine wasn’t on a show). My first boyfriend got in a heap of trouble over a nipple, which was fine because it wasn’t mine.

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