Fishing for Low Rates

Fishing Quote of the Day: Men and fish are alike. They both get into trouble when they open their mouths.” – Author Unknown

Today in Economic History: It was on this day in 1858 that Roland Macy opened up the first Macy’s department store. This eventually led to one of the top 5 most overrated things in the world  – the Macy’s sponsored Thanksgiving Day parade. (*followed by picnics, California rolls, super hero movies, and any actor with the last name Baldwin)

Hey Mortgage Fans, be the first on your block to download my app to your phone 

Wuss’up This Week: Reports about our economy’s health are released daily that can sway interest rates in either direction. Today we’ve got New Home Sales (expected: 601k), tomorrow Jobless Claims (expected: 255k), and tomorrow the Consumer Sentiment Report which is a monthly survey of 500 households on their financial conditions and feelings about the economy.

Today’s Rates are STILL BEAUTIFUL, Mortgage Fans. A 30-year fixed rate remains in the mid-3s, with ARM rates about a half a point lower. As usual rates will vary based on type of home, equity in the home, your credit score, and if you have a dramatic child in your home. 

Don’t forget to remember: Any purchase or refinance loan over $240k I will waive ALL lender fees – a $1,050 savings! Grab yourself a cup of instant karma and pass this info onto any friends, family, coworkers, or people that give out Snickers on Halloween that can use this gift.

Fishing Quote of the Day 2: Teach a man to Google how to fish and he’ll wind up looking at fish porn for the rest of his life.” – @IGotSmarts

Timeout for Trivia: Congrats to those who guessed Jon Favreau last week. Want to be entered into a drawing to win a Sushi Bazooka Gun? Simply email me the answer to this week’s Who Am I? question. Good luck: “Today is my birthday. I’m an actor, singer, writer, and producer. When I turned 24 I became the youngest executive producer in TV history. I was just a kid! (maybe that makes sense because I was working with cartoons). Some say I’ve never grown up which makes sense if you think about the movie I wrote about a child bringing one of his prized possessions into adulthood with him. But let’s get back to TV – I want you all to know I’ve never been to Ohio despite my cartoon series name. When it was canceled the main character returned to another one of my shows that he had spun off of.

Special Happy Birthday shout-out to my first ever girlfriend (7th grade) who single-handedly is responsible for me failing French class. Have a great day, Tria!

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