Getting Hitched

Marriage Quote of the Day:“Spouse: Someone who’ll stand by you through all the trouble you wouldn’t have had if you’d stayed single.” – Author Unknown

This week a few reports are released that can drive interest rates up or down. Today the Fed Minutes will be released; this is a report that details the last Fed meeting. Also, this is a big week for reports detailing job status (today’s ADP Employment, tomorrow’s Weekly Jobless Claims, and Friday’s biggie…the Employment report for September, which is expected to show 97k new jobs. (although the dude who was just hired at the 7-11 by my office quit after one day because he won $1,000 on a scratch-off ticket, so I’m thinking the new jobs number might come in at 96,999).

Interest rates continue falling thanks to the People’s Bank of China indicating that their economic slowdown will continue into 2013, and Spain struggling to avoid an international bailout. (Side note: The People’s Bank of Barry is promising a chance to double your money when I go to the riverboats this weekend if you are looking for a good investment opportunity. Just sayin’.) 30yr fixed rates are in the low-to-mid 3s with ARM rates about a point lower.

In celebration of the Cubs losing their 100th game I will waive all lender fees (a $1,295 savings!) on all purchase or refinance transactions for which the loan amount is over $240k. Please let your friends, family, and coworkers know what a cool deal this is.

Just a reminder that PERL Mortgage keeps your information private. You will never have to worry about us selling your info, which could lead to a fear of ordering pizzas in the future.

Marriage Quote of the Day 2: “My cousins and I used to talk about having a contest about who would get married first. I came in second, fourth, and seventh.” – Ron White (comedian)

Timeout for Trivia: Congrats to those who guessed Heather Locklear last week. Want to be entered into a drawing to win a coffee mug? Simply email me the answer to this week’s “Who Am I?” question. Good luck: “In 30-40 years you might call me a dead woman walking, but tomorrow I turn 66, which is still young, right? In 1988 I played Annie–but not the Little Orphan–and had two kids with my costar. Unlike last week’s trivia answer I have never had any DUIs but I did once drive off a cliff once with a girl who is in a league of her own.”

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