Hands, Rates, and Hacks

Hand Quote of the Day: “As you grow older you will discover that you have two hands, one for helping yourself, the other for helping others.” – Audrey Hepburn

Did’ja Know: Queen Elizabeth is the Queen of Currency! Her face has appeared on dollar bills in over 33 countries. Canada was the first to use her face (on their $20 bill) back in 1935 when she was just nine-years old.

Wuss’up This Week: Every day reports about our economy are released into wild, and it’s these reports that can sway interest rates in either direction. This week it’s all about jobs. Today we’ve got the ADP Employment Report (expected: 175k), tomorrow Weekly Jobless Claims (expected: 215k), and Friday’s biggie the July Employment Numbers Report (expected: payrolls up +215k, unemployment at 4%). Any numbers that are good for the economy will drive rates up and vice-versa if the numbers disappoint.

Interest rates continue their summer doldrums by not moving much in either direction. A 30-year fixed rate can be found in the mid-to-upper 4s, and adjustable rate mortgages just a little lower. As usual rates will vary based on credit score, type of home, equity in the home, and if your home resembles the Simpsons home.

Don’t Forget to Remember: Any purchase or refinance loan between now and the end of August I will waive $500 of closing costs. Grab yourself a cup of instant karma and pass my info along to any friends, family, coworkers, or people that appreciate life hacks that can use this gift. 

Hand Quote of the Day 2: “Autocorrect is like the kid in class who got ONE right and now he won’t stop raising his hand.” – @bazecraze 

Timeout for Trivia: Congrats to those who guessed Mick Jagger last week. Want to be entered into a drawing to win Baseball Bat Corn Cob Holders? Simply email me the answer to this week’s Who Am I? question. Good luck: “In a couple days it’ll be my birthday – if you throw me a party I can help plan it! I share a first name with a famous President’s (deceased) wife, and speaking of Presidents  – I’m the President of my company which many people thought would go under in 2004 after my legal battle ended in a loss.  I’m not an actress although I made appearances on Ugly Betty, Two Broke Girls, and Law & Order: SVU. I have my own reality show though, and if you didn’t know pop-culture you’d think my costar was a Peanuts character.”

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