Low Rates, High School Dates, and the Fate of Bees

Molding Quote of the Day: “Your life is a piece of clay, don’t let anyone else mold it for you.” – Author Unknown

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Wuss’up This Week: Fed Chief Janet Yellen continues to keep us all guessing on interest rate hikes. She reminds me of my high school girlfriend who would always drop little hints to me and expected me to figure it all out. Just tell me you’re seeing someone else, I can handle it! Wait, where was I? Oh yeah, so Janet will give little clues what the Fed is up to and then expects the world to guess when rates will go up. Whatever, I don’t care anymore. Janet can date whoever she wants. In the meantime there are two economic reports being released this week that can sway rates in either direction. First we have Jobless Claims being released tomorrow, and then on Friday the Consumer Sentiment Report.

Interest rates remain beautiful, Mortgage Fans. A 30yr fixed has been in the mid-to-upper 3s with ARM rates about a half a point lower. As usual rates will vary based on type of home, equity in the home, your credit score, and if you care about bees.

Don’t forget to remember: Any purchase or refinance loan over $240k I will waive ALL lender fees – a $1,050 savings! Grab yourself a cup of instant karma and tell this info to any friends, family, coworkers, or people with pet dinosaurs who can use this gift!

Molding Quote of the Day 2: “I spent the last hour molding a little man out of Starbursts and now I have to explain to him about death.” – @sucittaM

Timeout for Trivia: Congrats to those who last week guessed Katherine Heigl. Want to be entered into a drawing to win a Have A Nice Day Middle Finger Mug? Simply email me the answer to this week’s Who Am I? question. Good luck: “Today would’ve been my birthday but I died a couple years ago. You may remember me from TV where I appeared on a ton of talk shows, doing a lot of standup, or just hanging with my offspring and making fun of people. You might’ve also seen me at the Oscars and Golden Globes – although I’ve never won one. And yeah, had a lot of plastic surgery in my day. I once joked I’ve had so much they should donate my body to Tupperware; but for the record I was not having plastic surgery done when I died.”

 

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