Machines, Low Rates, and Edible Legos!

Machine Quote of the Day: “We all have our time machines. Some take us back, they’re called memories. Some take us forward, they’re called dreams.”

Did’ja Know: Checks are only instructions for banks. Therefore a check can be written on anything (gum wrappers, toilet paper, cereal boxes, Post-it notes, pets you don’t want anymore, trees, T-shirts, boxers (clean or dirty), basketballs  (which would make it so literal if the check bounced) , empty Windex bottles, etc. ) as long as the pertinent information such as your account number and the  bank’s routing number are also written on it.

Wuss’up This Week: Every day reports about our economy are released into the wild that can sway interest rates in either direction. Today we’ve got the Consumer Price Index Report, tomorrow Jobless Claims, and on Friday Retail Sales (*expected down 0.2% because I returned the ugliest pair of shorts my friend got me for my birthday. I didn’t take a pic but it was close to this on the ugly scale.

With bigger down payments and high credit scores I’m starting to see more and more interest rates starting with one of my favorite Schoolhouse Rock numbers. Today you’ll find 30-year fixed rates in the upper-3s/lower 4s, and adjustable rate mortgages a sliver less. As usual rates will vary based on type of home, equity in the home, credit score, and if you invent stuff.

Don’t Forget to Remember: Any purchase or refinance loan that closes with me between now and August 31st I will waive the appraisal fee – a $495 value! Grab yourself a cup of instant karma and pass this info along to any friends, family, coworkers, or co-slackers that can use this gift.

Machine Quote of the Day 2: “There’s both a McDonald’s and a blood pressure machine at our Walmart. Circle of life.” – @cheeseboy22

Timeout for Trivia: Congrats to those who guessed Mark Wahlberg last week. Want to be entered into a drawing to win Edible Legos? Simply email me the answer to this week’s Who Am I? question. Good luck: “Hey, you might be interested to know it was on this date in 1985 that our band (which has nothing to do with breast cancer awareness or barbers) reunited with our former bassist (his first name is a common word CB users use) for a concert in London. It was the first time our band played together since our tour – named many years earlier – for what sounded like a Trump campaign promise.”

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