Major Keys and Minor Keys

Musician Quote of the Day: “The wise musicians are those who play what they can master.” – Duke Ellington

Wuss’up This Week: Take out your wallets, Mortgage Fans – 45 days until my birthday and we’ve got two big auctions this week. Today the 10-year Treasury Note Auction at 12:15 and Thursday’s 30-year Treasury Bond Auction. These make great gifts, and if enough people buy them interest rates will go down. Not enough people buying them and rates will go up which makes for a really crappy birthday.

Interest rates remain content staying in the low-to-mid 4s for a 30-yr fixed with ARM rates about a point lower.

Did’ja Know…? if you had 10 billion $1 bills and spent one every second of every day, it would take 317 years for you to go broke. (Sidenote: Speaking of broke… in college I had $44 left to last me the last two weeks of the year. I spent $30 of it on the pay-per-view Mike Tyson vs. Michael Spinks fight that lasted 91 seconds, and spent the remaining money on cans of Spaghetti-Ohs).

This was a great April Fool’s joke.

And this is not an April Fool’s joke: For any purchase or refinance loan over $240k I will waive all lender fees – a $995 savings! Be that hero you’ve always wanted to be and pass this blog onto someone who can use the savings.

Not feeling motivated today? Let Coach Barry help you out. Here are ten excellent quotes to get you going today.

And here’s a different motivator: Send me some feedback using this survey, and you’ll be entered in a drawing to win a $100 gift card.

Enjoyed working with me on your mortgage? Tell your friends, and tell complete strangers on my Yelp page to receive a $25 gift card.

Musician Quote of the Day 2: “Mount Rushmore looks like an old boy band that now wants to be taken seriously as musicians.” – Mark Leggett (@markleggett)

Timeout for Trivia: Congrats to those who guessed Cher last week. Want to be entered into a drawing to win a Gumby & Friends set? Simply email me the answer to this week’s “Who Am I?” question. Good luck: “Tomorrow I turn 53. Don’t call me an ass because of the way I talk, don’t call me nutty because of the way I act, and don’t tell me I pulled a Hugh Grant with that hooker. What can you call me? How about a comedian/actor who can also sing (see my song that hit #2 in 1985 on the billboard Hot 100).”

You’ll find all sorts of fun and informative content at the Hey Mortgage FansFacebook page. Like the page and see what we’re up to!

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