Ooh La La!

French Quote of the Day: “French is a language that turns dirt into romance.” – Stephen King

Have you ever woken up in the middle of the night and thought, “If only Barry had a mortgage app I could put on my phone…” Wonder no more, Mortgage Fans. Just download my app to your phone and be able to access me instantly…it’s like a business card that takes up no space in your wallet and comes from the future. Please use it because it cost me over $243 dollars.

Wuss’up This Week: As we approach the dog days of summer it appears this week the dogs are happy to stay on the porch and sleep. This is a quiet, quiet week for economic reports being released that can sway interest rates in either direction. Probably the biggest report this week is Friday’s Durable Goods Orders which is expected up 0.2% – anything lower than this can lead to lower rates. (Durable Goods are anything you buy that lasts more than three years, e.g, cars, refrigerator, a brick of Velveeta cheese.

Speaking of old foods here is a list of the 7 Oldest Foods Ever Found.

Rates continue to stay at their yearly lows – 30-yr fixed rates are in the low 4s with ARM rates about a point lower. As usual rates can vary based on type of home, equity in the home, credit score, and if you like well-timed photos.

Did’ja Know…? It’s okay to launder money! As a germ freak my hero is Howie Mandel, who has his wife put their money thru the washing machine and dryer before it hits his wallet. As it turns out this is not kooky. A recent study of our paper money recently found that 94% of them carried more germs than a household toilet.

Don’t forget to remember: For any purchase or refinance loan over $240k I will waive all lender fees – a $995 savings. Please forward this blog to any friends, family, coworkers, or people that have tattooed themselves with Homer Simpson’s face to get back at their parents.

French Quote of the Day 2: “Why do I have to watch a French movie? I didn’t do anything wrong.” – Phil Dunphy (Ty Burrell), Modern Family

Timeout for Trivia: Congrats to those who guessed Katy Perry last week. Want to be entered into a drawing to win Abraham Lincoln bandages? Simply email me the answer to this week’s “Who Am I?” question. Good luck: “It was on this day in 1996 that a court ordered me to spend a month in a lock-down drug rehab center. Why? Just because I broke into a home and fell asleep on the owner’s bed? My life now is a stark contrast to what it used to be. I’ve starred in a movie trilogy (high school biology nerds: remember what ‘Fe’ stood for) and a couple detective movies where if you follow the clues you’ll know who I am.”

If you enjoy more fun links and mortgage advice you might find, theHey Mortgage Fans Facebook page to be a little addictive. Just hit Like to follow along.

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