Pizza, Fries, and Peanuts

Thank you, Veterans – past, present, and future for all you do to keep us safe!!!!!

Laugh Quote of the Day: :”An Optimist laughs to forget; a pessimist forgets to laugh.” – Tom Nansbury

It was on this day in 1946 that drive through banking was introduced. This was invented by the Exchange National Bank of Chicago, and it implemented 10 drive-thru windows. It is not known whether the phrase, “Do you want fries with that?” was used by the tellers.

Wuss’up This Week: Economic reports are released daily that can sway interest rates in either direction. Tomorrow we’ve got Jobless Claims, and on Friday the Consumer Sentiment Report. If these are good for the economy you’ll see an uptick in rates, and vice-versa if the news is bad. All this talk about rates is making me hungry. Let’s take a look at the best pizza places in Chicago.

Rates have ticked up in anticipation of the Fed raising them in December. A 30-year fixed rate is at 4% give or take, and ARM rates are .50-.75% lower than the fixed. As usual rates will vary based on type of home, equity in the home, credit score, and if you’re in the mood to see 18 really cool historic photos.

Don’t forget to remember: Any purchase or refinance loan over $240k I will waive all lender fees – a savings of $1,050!! Grab yourself a cup of instant karma and pass this news onto any friends, family, coworkers, Peanuts fans that can use this gift.

Laugh Quote of the Day 2: “I hate when kangaroos say they’re going to “hop in the shower” and expect you to laugh like you’ve never heard it before.” – @donni

Timeout for Trivia: Congrats to those of you last week who guessed Matthew McConaughey. Want to be entered into a drawing to win Sketch & Sniff Pencils? Simply email me the answer to this week’s Who Am I? question. Good luck: “Hard to imagine but it was on this day last year that a pair of my glasses sold for $25,000 at a celebrity auction. My group had two number one songs released in the same year – both of which became titles to movies. (and one of those movies starred a Grey’s doc who mowed lawns).”

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