To Err is Human

Mistake Quote of the Day: “Science, my lad, is made up of mistakes – but they are mistakes which it is useful to make, because they lead little by little to the truth.” – Jules Verne

Need some extra cash for summer sales? If you’ve had a good experience working with me, write a positive review on Zillow and then email me to let me know you did. I’ll send you a $25 gift card!

I love this video of the Weezer drummer catching a Frisbee while still continuing to play.

Did’ja Know…? Yesterday marked the first time total student loan debts surpassed one trillion dollars. I don’t know how the student loan rates are but for mortgage rates…

They are still looking great! 30-year fixed rates remain in the low 4s with ARM rates about a point lower. A reminder that rates vary based on type of home, equity in the home, credit score, and if your parents scored at a Bruce Springsteen concert.

Don’t forget to remember that for any purchase or refinance loan I will waive all lender fees – a $995 savings! Be a hero and forward this email onto someone who can use it.

Wuss’up This Week: Today and tomorrow we have auctions for 10-year Treasury Notes and 30-year Treasury James Bonds. A strong demand for these could lead to lower rates. What else can impact rates this week? Tomorrow’s Retail Sales (expected up 0.1%), and Friday’s PPI (producer price index – this is an indication of inflationary pressures) can both send rates up or down.

This song works so much better in Shawshank.

Mistake Quote of the Day 2: “Welcome to Applebee’s! Can I take your order or do you need a few minutes to reflect on the mistakes you made in life that led you here?” – Jamie Woodham (@jwoodham)

Timeout for Trivia: Congrats to those who guessed Angelina Jolie last week. Want to be entered into a drawing to win a fish condo? Simply email me the answer to this week’s “Who Am I?” question. Good luck: “Today we turn 28. We’d like to thank the following people and stores for making us rich: Thank you to Wal-Mart and JC Penney for carrying our line of clothes. Thank you to Mattel for their various sets of fashion dolls made to look like us. Thank you child labor laws for getting us both to work on the same show as one. And finally thank you to our sitcom dad, brother-in-law (used to be married to Rebecca Romijn), and his friend (inspired Morissette’s song “You Oughta Know”) for starting our road to fame and fortune.”

You won’t find any bad Bullwinkle impressions at the Hey Mortgage Fans Facebook page, but you will see extra mortgage content and more fun links. Just hit Like to follow along!


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