Tres de Mayo! (and rates and other stuff)

Failure Quote of the Day: Failure isn’t fatal, but failure to change might be.” – John Wooden

Hey Mortgage Fans, be the first on your block to download my app to your phone 

Wuss’up This Week: Every day reports about our economy are released that can sway rates in either direction. This week, it’s all about the jobs (employment, not Steve). Today we’ve got the ADP Employment Report, tomorrow Jobless Claims, and Friday’s biggie the April Employment Numbers. (*my cleaning lady blew me off twice last month, so expect this number to come in lower than anticipated)

Interest rates remain fairly stable with  a 30yr fixed going for around 4%, and ARM rates about a half a point lower. As usual rates will vary based on credit score, equity in the home, type of home, and if your home is an old cement factory 

My Tres de Mayo Special: Any purchase or refinance loan over $240k I will waive HALF of the lender fees – an $895 savings! Grab yourself a cup of instant karma and pass this info onto any friends, family, coworkers, and fans of historic photos who can use this gift.

Failure Quote of the Day 2: If there’s not a man out there with ‘Gluten Free’ tattooed above his junk, then we’ve failed as a society.” – @NYC_Blonde

Timeout for Trivia: Congrats to those of you who guessed Kevin James last week. Want to be entered into a drawing to win a Lucky Charm T-shirt? Simply email me the answer to this week’s Who Am I? Question. Good luck: “It was on this date in 1968 we opened our US tour on which the co-headliner Maharishi Mahesh Yogi would perform the second half of the concert by lecturing the audience on ‘spiritual regeneration.’ The reaction was so negative we had to cancel more than half of the remaining tour dates. But our fans will really only remember us for the good times – like 36 of our songs that reached the US Billboard Top 40 chart. Some of those radio friendly songs include one with a title that could double for an adult toy store, and another song’s title is the same title (spelled slightly different) as a Katy Perry hit. So yeah, we prefer to focus on the good times, not the bad times like the Barenaked Ladies did in their ’92 hit  song.



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