Tricks, Treats, and Rates Are Still Low!

Halloween Quote of the Day: “This Halloween the most popular mask is the Arnold Schwarzenegger mask. And the best part? With a mouth full of candy you will sound just like him.” – Conan O’Brien

Here are your tricks and treats. Enjoy!

Wuss’up This Week: Today at 1:00 the Fed will announce if they are raising interest rates. The author of this blog thinks less than a 10% chance they will. But… I thought less than 10% chance I would spill fruit punch on my new couch last night. (*blamed this on my dog but my wife knows I’m lying). Tomorrow we have Jobless Claims, and on Friday Consumer Sentiment. All three of these can impact interest rates in either direction.

Interest rates remain in the high-3s/low-4s for a 30yr fixed, and ARM rates are about .50-75% lower. As usual rates will vary based on credit score, type of home, equity in the home, and if you throw CVS parties for your kid.

Don’t forget to remember: Any purchase or refinance loan over $240k I will waive all lender fees – a savings of $1,050! Grab yourself a cup of instant karma and pass this to any friends, family, coworkers, or trick shot pool players that can use this break!

Here is your moment of Zen.

Halloween Quote of the Day 2: “Skeletons are a weird costume because you already have one of those in your body. You’re pretty much a bone Oreo with skin frosting.” – @Hadzilla

Timeout for Trivia: Congrats to those who last week guessed the lovely and talented Jennifer Love Hewitt. Want to be entered into a drawing to win a Little Mini Batman Standing Candy Bowl? Simply email me the answer to this week’s Who Am I? question. Good luck: “Today I turn 48. My 1990 film was pretty good, maybe because one of the supporting actors in the movie was a Seinfeld cast member. In 2010 I starred in a film with a three word title (those three words are three things I try to do each day). In between those two films I married a musician whose last name almost fully appears in the title of that flick.”

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