Turning Quotes, Rising Rates, and Giving Money

Turn Quote of the Day: “Turn your face to the sun and the shadows fall behind you.” – Author Unknown

Did’ja Know: According to the Giving USA Foundation last year was the first year that U.S. charitable giving was more than $400 billion-dollars – congrats, America. (*With a kid in college I’d be happy to accept any donation if you guys want to try and break last year’s record.)

Wuss’up This Week: Every day reports about our economy are released into the wild, and it’s these reports that can sway interest rates in either direction. Today we’ve got Housing Starts, tomorrow Weekly Jobless Claims and existing home sales. If these reports are good for the economy you can expect rates to tick up, and if the numbers come in weak it may sway rates the right direction.

Interest rates have crept up a little bit over the last three weeks with 30-year fixed rates in the mid-to-upper 4s, and adjustable rate mortgages around .375% lower. As usual rates will vary based on type of home, equity in the home, your credit score, and if you’re curious on where the ampersand symbol came from.

Don’t Forget to Remember: Any purchase or refinance loan that closes with me between now and the end of October I will waive $500 in closing costs. Grab yourself a cup of instant karma and pass my info along to any friends, family, coworkers, or people who appreciate a great frisbee catch that can use this gift.

Turn Quote of the Day 2: “I’d like to thank my GPS for making me feel like the star of an action movie every time it waits too long to tell me where to turn.” – @FredasaurusRex

Timeout for Trivia: Congrats to those who guessed Jennifer Hudson last week. Want to be entered into a drawing to win a Chihuahua Taco Holder? Simply email me the answer to this week’s Who Am I? question. Good luck: “It was on this day in 1989 that one of my best movies was released. Gene Siskel and Roger Ebert ranked it as the best film of ’89 and one the top 10 films of the decade. My real name is Shelton but I go by something that sounds more dangerous, and in a series of shoe commercials  I used a name that made you think I was from a different planet. But I’m from earth – a planet with a lot of racism that I try to raise awareness of in my films because that’s the correct thing to do.”

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