Your Better Half

Women Quote of the Day: “As usual, there is a great woman behind every idiot.” – John Lennon

Did’ja Know? All currency printed in the U.S has a lifespan and is eventually destroyed so newer currency can be printed. Of the $1 bill, $5 bill, and $20 bill – can you guess which one has he shortest life-span? I’ll wait while you think of the answer (insert Jeopardy! music here). Most of you probably guessed the $1 which has a life-span of 21 months. The correct answer however is the $5 bill with a dog-year-like life-span of only 16 months. A $100 bill – which rarely sees this author’s wallet – has the longest life-span of 7.5 years.

Interest rates hit their highs for 2013 last week when we saw 30-year fixed rates in the mid-to-upper 4s. They ticked down a little since but are still on the high end for 2013. Here’s the good news, Mortgage Fans: You still have 14 shopping days until Christmas and a whopping 158 days until my birthday, so there should be no panic from any of you! ARM rates are about a point lower than the fixed rates – treat yourself to one of these if you plan on moving in the next five years. Also, a reminder that rates vary based on type of home, equity in the home, or if you are a weird couple in love.

And don’t forget to be a hero to someone this holiday season by letting them know that for any purchase or refinance loan I will waive all lender fees – a $1,295 savings!!

Women Quote of the Day 2: “You know, boys, a nuclear reactor is a lot like a woman. You just have to read the manual and press the right buttons.” – Homer Simpson

Timeout for Trivia: Congrats to those who guessed Marisa Tomei last week. Want to be entered into a drawing to win a Big Head Squirrel Feeder? Simply email me the answer to this week’s “Who Am I?” question. Good luck: It was on this date in 2002 that my song hit number one on the charts. It’s probably the only type of this song to my knowledge that has piano and violins in it. I wrote it during the filming of my movie – which is not about a marathon. And while we’re at it – my name has nothing to do with any candy made by Mars, Inc.”

Santa’s little helpers are subordinate clauses.

Hey Mortgage Fans… Barry’s Blog comes out every Wednesday. But next Wednesday is Christmas and the Wednesday after that is New Years. So…I’ll be here but gonna take a couple weeks off. Have a great holiday season, and a happy healthy, wealthy 2014 for everybody.

I’ll leave you with this line that is perfect for the holiday season. It comes from my favorite comedian – the late, great Mitch Hedberg: “A severed foot is the ultimate stocking stuffer.”

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