Grades Down, Rates Stable, and Spider Webs

Spider Web Quote of the Day: Faced with what seems like an impossible task, a group of folks will do well to remember the African proverb: When spider webs unite they can tie up a lion.” – Johnnetta B. Cole

Did’ja Know: Changing the $1 bill to a $1 coin would save US tax payers $4.4 Billion dollars over 30 years. Hey, speaking of paying taxes here are some interesting write-offs you can do. 

Wuss’up This Week: Every day reports about our economy are released that can sway interest rates in either direction. This week it’s all about jobs. Today we’ve got the ADP Employment Report, tomorrow Jobless Claims, and Friday’s biggie the March Employment Numbers. Where are rates, you ask?

A 30-year fixed interest rate remains around 4% with ARMs about a half a point lower. As usual, rates will vary based on type of home, equity in the home, credit score, and if you make fun of your kid’s grades at NBA games 

My Cinco de April Special: Any purchase or refinance loan over $240k I will waive HALF of your lender fees – an $895 savings! Grab yourself a cup of instant karma and pass this info onto any friends, family, coworkers, or people that can use this savings because they throw money away  

Spider Web Quote of the Day 2: I bet Spider-Man’s roommates always blame him for all the cobwebs in the apartment.” – @ JerryThomas

Timeout for Trivia: Congrats to those who guessed Reese Witherspoon last week. Want to be entered into a drawing to win Purple Strawberry Seeds? Simply email me the answer to this week’s Who Am I? question. Good luck: “It was on this day in 1991 that my song (not inspired by Thomas Edison) hit number one on the US billboard charts. It was inspired by my comeback from a near fatal accident. Let’s you and I talk about better times – like the time in ’87 I released my album that had songs that hit # 1, 5, and 6 on the Billboard chart – all three of those song titles ended with the word ‘you’. It would’ve been cool had they landed # 1, 2, and 3 which is a hint for another song from that album that landed number # 1.”


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