…Makes Jack a Dull Boy

Playing Quote of the Day: “Life consists not in holding good cards but in playing those you hold well.” – Josh Billings

Feedback gets you paid back: If you’ve had a good experience working with me, write a positive review on Zillow and then email me to let me know you did. I’ll send you a $25 gift card!

Friends with kids: Check out these good parenting tips.

Wuss’up This Week: Rates ticked up last week after all three Employment Reports showed that things were picking up for the economy. Good news for the economy equals higher interest rates, which is why this formula has turned mortgage brokers and homebuyers into evil people as we root for bad news to keep rates low. We won’t see a lot of bad OR good news this week as it’s pretty quiet for economic reports being released. The biggest impact will be the 10-year Treasury Note Auction today, and 30-year Treasury Bond Auction on Friday (“That’s Bond. Treasury Bond.”).

Interest rates remain in the low-to-mid 4s with ARM rates about a point lower. As usual rates vary based on credit score, type of home, equity in the home, and how many of the Top 50 Summer Blockbusters you’ve seen .

Don’t forget to remember that for any purchase or refinance loan over $240k I will waive all lender fees – a $995 savings! Please pass this info to your friends, family, coworkers, or puppies trying to see newborns.

Playing Quote of the Day 2: “Watching my kids play the Xbox Kinect and it’s taking me back to when I was a kid and we had this great game called playing outside.” – Sammy Rhodes (@sammyrhodes)

Timeout for Trivia: Congrats to those who guessed Pam Anderson last week. Want to be entered into a drawing to win a Star Wars / Abbey RoadT-shirt? Simply email me the answer to this week’s “Who Am I?” question. Good luck: “It was on this date in 1993 that people thought to themselves, ‘She is so pretty, why did she marry a singer that looks like Kramer?’ Well, sometimes you make mistakes in life (i.e. taking only a $300k salary for my 1990 movie that cleared over $400M at the box office. Maybe I felt bad for the producer as he was turned down for the role by Michelle Pfeiffer, Molly Ringwald, Meg Ryan, and Daryl Hannah). I made up for it by getting big paychecks to star in two movies that are not about bodies of water.”

It may not be America’s sweetheart, but the Hey Mortgage Fans Facebook page: is very Likeable New mortgage information and fun stuff every week!


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